Debtsolver - Does what it says - Solves debts! A FREE professional service that helps people in Debt become Debt free. 20 per qualified lead. Criteria for qualified lead: Unsecured Debts over 13,000 Age range 21 to 60 3 or more creditors 50:50 mix homeowner to tenant For a homeowner to qualify for an IVA, the available equity at 85% LTV must be less than the unsecured debt. Example: House Value = 150,000 Max LTV @ 85% = 127,500 Mortgage = 80,000 Secured Loan = 20,000 Total Secured = 100,000 (MER) Maximum Equity Release = 27,500 If the unsecured debts is > Maximum Equity Release then the lead could be suitable for an IVA. Employment & Income Criteria Minimum household income 1,000 per month If single person household, then must be employed. If couple, then both must be employed (or good reason for unemployment; i.e. medical). Household disposable income (DI) for single households > 200 and for couple > 250. Disposable Income is what you have left to pay your unsecured creditors after you have paid for everything else! Example: = Plus Household monthly take home income - Minus Cost of living; food, clothing, groceries, travel, Sky, school meals, mobile phones, etc - Minus Monthly secured loan payment - Minus Monthly mortgage or rent payment - Minus Monthly priority payments (Water, gas, electricity, telephone and Council Tax = Equals WHAT YOU HAVE LEFT TO PAY YOUR UNSECURED CREDITORS = Disposable Income For affiliates that would like a specific HTML form for their website, please contact support. NB: UK leads only - fraudulent leads may result in the affiliate being removed from the program.
